北京时间12月02日，The three stages of population aging development are three decision-making window periods. Taking the pension system as an example, in the initial stage, the working population is relatively sufficient, and the state can seize the opportunity to improve the basic pension system to achieve "full coverage" and "basic guarantee"; As pension income declines and expenditure increases, the basic pension replacement rate tends to decline. The state begins to encourage enterprises and individuals to establish pension plans, and to increase the pension replacement rate with the three-pillar system structure and operating mechanism; at the advanced stage, the working population begins to decrease , the ability of the state and enterprises to provide benefits is relatively reduced, and the responsibility of individual risk management is increased.
At present, China has entered into a moderately aging society. According to the deployment of the Party Central Committee and the State Council, it is necessary to follow the systematic thinking of the Internet era, realize the softness of public policies and the repositioning of enterprises in accordance with the rules of the buyer's market, and quickly solve five problems: